If you are preparing for your Life and Health Insurance license certification exam (Individual states may formally refer to these lines of authority and the state exams as “Life and Accident & Health,” “Life, Annuities, Accident, Health or Sickness,” “Life and Disability,” or similar), our 2020 edition self-study guide is a great resource to help you learn what will be covered on the exam.This study guide was written based on the exam content outlines published by Texas testing providers, and provides the most up-to-date information that will educate you in a streamlined manner to prepare you to pass the exam. Our content covers only the information you will need to study for the exam (no more, no less), and our number one priority is to help you pass the exam on your first attempt.INCLUDES 3 COMPLETE PRACTICE EXAMS450 questions with fully explained answers. It covers Life, Accident and Health Insurance topics such as:Life Insurance BasicsTerm & Whole Life InsuranceInsurable Interests & BeneficiariesElements of Insurance ContractsTypes of AnnuitiesHealth Insurance BasicsHMO, PPO & POS PlansDeductibles & CopaymentsSales, Issuance & Policy DeliveryHIPAA & The Affordable Care ActLong-Term CareOur in-depth Study Guide covers almost 300 pages of Life and Health Insurance exam subject areas that are common across the country and applicable to all states. It also covers all of the following areas specifically appearing on your actual Texas State Life, Accident & Health Insurance examination:Completing the Application & UnderwritingTypes of Life PoliciesLife Policy Riders, Options and ExclusionsTaxes, Retirement and Other Insurance ConceptsField Underwriting ProceduresTypes of Health PoliciesHealth Policy Provisions, Clauses and RidersSocial InsuranceOther Health Insurance ConceptsTexas Statutes and Rules (Life and Health)Texas Statutes and Rules (Life)Texas Statutes and Rules (Health)Texas Statutes and Rules (HMOs)